Contrary to popular belief, credit repair does NOT have to take months or even years to produce results. With a little know-how, fast credit repair is definitely possible.
As a financially-savvy consumer (hey, you’re on this site, right?), doubtless you know how important it is to have good, healthy credit: Poor credit means you can pay tens or hundreds of thousands of dollars in extra interest over the life of a home loan and you can also pay more for car loans, credit cards and insurance. Bad credit can even have an impact on your ability to get a job.
You probably also know that keeping your credit as healthy as can be is a lifetime commitment. And it follows, then, that credit repair can take a long, long time, right? Not always. Your credit score is influenced by a lot of factors, and while one of the main factors – the length of time you’ve had credit accounts – can only be improved with time, there are other factors that can respond pretty quickly to good behavior and improved spending habits. Here are a few areas to focus on for quick results:
So while it’s true that time can provide the greatest healing to a less-than-perfect credit history, it’s also true that steps you take today – right now (hint, hint) – can also have a pretty significant effect on your credit. Most importantly, by showing responsible behavior with your existing credit lines, you demonstrate to potential lenders that you’re a good risk.
How to get started? It’s actually pretty simple: To jump-start the credit repair process, contact a credit repair company like CreditRepair.com for an initial consultation. In addition to helping you establish an actionable plan to improve your credit, they’ll even give you a free credit score and credit report summary so you have the most accurate picture of where you stand.